Twibes.com Social Groups Gathering on Twitter

Twitter is certainly very popular these days - a recent, hot trend. It is getting loads of news coverage, entertainment shows talk about Twitter, even President Obama uses Twitter. With millions of people on Twitter,it's hard to know how to find other users with similar interests who you should be following. and then try to keep all the information streaming in organized!

There are lots of Twitter applications and Web sites that can help you stay organized on micro-blogging sites. For example, some allow you to arrange your incoming and outgoing tweets and messages so you can seeall your messages at once or in in different columns. Some applications are clearly well thought through with an excellent user interface. Others leave a lot to be desired. The good news is most are free. And of course there are many choices out there.

The primary benefit Twitter has over other online forums is the amazing freshness of the messages on the site. Since Twitter is easily used from cell phones, and is simple to use, the information is always current.

What is just emerging now is the capability to identify interest groups on Twitter. This is a promising way to meet like minded individuals with similar interests. It is interesting to see dynamic communities form around the real-time communication enabled by micro-blogging sites like Twitter. Never before has it been possible to access a world-wide always on "chat-room". Imagine being able to post messages to people in your own neighborhood, or dog/cat lovers from all over the world on Twitter in near real-time. Twibes.com allows you to do just that!

Twibes is one of the new Twitter applications that has arrived on the scene recently. Applications are popping up all the time. I want to recommend Twibes.com as one of my favorites - It has allowed me to connect with folks that tweet what I am interested in. It's easy to join a Twibe or create your own. Once a group is formed, follow the simple rules to get posts directed to yourTwibe and you are set to go! Grow your Twitter following and join a Twibe.com group today. Its free!

Terry Loving
http://twibes.com/horses
LovingMarketing.com

"Six Days To Saturday" by Sam Crowley

Every Day is Saturday!

Sam Crowley thought he was following the "American Dream."
An ex-stuttering college dropout, Sam worked his way up to a corner office at a Fortune 100 company. With a six-figure salary and all the perks, he was supposed to be content... but he was secretly MISERABLE.

Sam arrived home late every night, giving his best at work while his family got leftovers.
Like so many people in the corporate world, his American Dream had turned into a nightmare!

One night, Sam's daughter Madeline uttered 4 innocent words that stopped him in his tracks and changed the course of his family's life forever... Arriving home late (again), Sam went upstairs to find his 3 year-old daughter already in bed.

She asked him, "Daddy, is tomorrow Saturday?"
Saturday was the only day Sam had time to spend with his family- the only day he could be a real father.

** Every Day Is Saturday Is Born **

That night, Sam decided that someday soon, every day would be Saturday.
He realized that his ultimate goal was to be a great father for his children.

Sam managed to quit his job and start his own business that allows him the "Ultimate Saturday Lifestyle" as an international motivational speaker and business coach.

In short order, Sam was able to...

• Go from speaking for free to getting paid $25,000 per keynote address
• Quit his job and spend more time with his 3 young daughters
• Start a motivational podcast that is now downloaded by 30,000 loyal subscribers in over 100 countries around the world
• And much, much more all based on nothing but the power of his dream!
  

And it's not just Sam who is making a massive transition- just look at what his students have accomplished:

- Dustin Salisbury, a 24 year-old senior airman in the US Air Force, used Sam's message to conquer fear and adversity while deployed in Iraq

- Brian McElroy produced his first documentary film and helped raise over $100,000 for charity with Sam's guidance

- Dino Herbert was motivated by Sam to take action and truly live the life he wanted as a speaker, trainer, and author

** Six Days To Saturday **

While Sam was going through his own transition, and then started helping others reach their Saturday, he documented each step of the process. He knew it would become an invaluable blueprint for anyone with a dream to make their own Saturday a reality.

The result is "Six Days To Saturday," the first-ever audio series dedicated to helping you go from Monday to Saturday! In six digitally mastered audio CDs (and an accompanying workbook), Sam takes you through each step of the process:

• Monday - Feel The Pain And Write Your Future
• Tuesday - Preparing For Success
• Wednesday - The Time For Action!
• Thursday - Failure Is A Verb, Not A Noun
• Friday - Commitment & Persistence
• Saturday - You Are A Champion!
  

No matter what your Saturday may be, Sam's message is POWERFUL.

If you want to spend more time with family, make a bigger contribution to others, and bring your life to a whole new level, then Sam's message is for you.

You can learn more about "Six Days To Saturday" and request a free copy of Sam's powerful report "Seize Your Saturday Power!" at Six Days to Saturday
Go there now and make EVERY day Saturday!

Terry
LovingMarketing.com
I highly recommend Six Days to Saturday!

Russell Brunson - Fight for Your Dreams

I just watched a POWERFUL free 51 minute video about something called "Micro-Continuity."

On this video, Russell Brunson reveals a POWERFUL new system for getting a mini-membership site up and running in less then 24 hours!

You'll have to watch it to understand why (and how) it works so fast...

awesome video

Russell revealed this system for the first time 3 months ago. Back then he sold it for $2,497 and it sold out in just 1 minute and 47 seconds... but now you can get your hands on this new video showing how it works for FREE (until he pulls the video down).

So go watch this video now - it's absolutely free - but go fast (last time it was only online for less than 2 minutes)

awesome video

I recommend you check it out!
Terry

P.S. - if you do decide to optin for more info - you'll get a chance to get his powerpoint slides for free also - which is nice to have when you want to take notes!

awesome video

Breaking News: Gist receives $6.75 million

TechFlash
Breaking News

Seattle's Technology News Flash

Venture Capital

Foundry Group, Allen's Vulcan inject $6.75 million into Gist

Anyone who feels overwhelmed with email, blog posts, Twitter messages and Facebook updates will understand the business problem being addressed by Gist. The year-old Seattle startup company, which today is announcing $6.75 million in a first round of funding from Foundry Group and Vulcan Capital, is simply trying to help people manage information overload.

Read More
Gist.com

Breaking News! Hydroxycut Recall Due to Liver Injuries

FDA Says People Should Stop Using the Diet Products Immediately

May 1, 2009 --
Fourteen Hydroxycut products, marketed as fat burners, low-cost diet aids, and energy enhancers, are being recalled voluntarily by the manufacturer after the FDA received 23 reports of serious liver injuries ranging from jaundice to death.

The FDA is warning consumers to immediately stop using the popular
Hydroxycut line of dietary supplements because of reports of one death
and serious health problems such as jaundice and other liver injuries.

Hydroxycut and Liver Problems

At the news conference, Linda Katz, MD, interim chief medical officer of the FDA's Center for Food Safety and Applied Nutrition, said the agency urges consumers to discontinue use of the Hydroxycut products. Not affected by the recall are Hydroxycut Cleanse and Hoodia products.

Read more © 2009 WebMD, LLC. All rights reserved.

Breaking News! Celebrate Cinco de Mayo!

Seattle Times

You don't have to wait until Tuesday to celebrate! Eat nachos and drink a margarita today!

Read more


TCPalm Florida News

"Cinco de Mayo often is confused as Mexico’s Independence Day, but May 5, 1862, actually is when that country declared victory over France at the battle of Puebla.

And while there will be plenty of festive celebrating Tuesday for this lighthearted holiday, residents along the Treasure Coast will get a running start as two events are planned this weekend."

Read more

Microsoft and Verizon Plot an iPhone Rival

Wall Street Journal
Breaking News

"Microsoft Corp. and Verizon Wireless are in talks to launch a touch-screen multimedia cellphone on the carrier's network early next year, in an ambitious effort to challenge Apple Inc.'s iPhone, according to people familiar with the matter.

The discussions are a gambit by Microsoft Chief Executive Steve Ballmer to energize a mobile business that has lost buzz among consumers and software developers to Apple's iPhone and Google Inc.'s Android.

Microsoft is a major player in software for cellphones, but it is working hard to develop a new device that will rival Apple's.

Verizon, meanwhile, is pushing on several fronts to ..." Read More

Scottish singer 'gobsmacked' by overnight stardom

Scottish singer 'gobsmacked' by overnight stardom

CNN Report

Breaking News

"The singer acknowledged she noticed the initial sniggers when she got onstage for her performance on "Britain's Got Talent." But she said she didn't let it get to her. If nothing else, it fueled her motivation.

"I just thought mentally, I'll show them, so I did," she said. "If people are cynical, you try and win them 'round and it worked. It must have been a miracle, but it worked."

read more

MISS USA 2009 TO BE DECLARED APRIL 19

SEATTLE PI - PREVIEWS ALL OF THE CONTESTANTS

The activities started this week with all of the contestants photographed in their gowns, swimwear and more.

Learn a little about each one and view their photos on line as each competes in evening gown and swimwear segments of the Miss USA 2009 Presentation Show, April 13 in Las Vegas. The Presentation Show, plus individual interviews with the judges, will reduce the field of 51 contestants to 15 finalists, to be announced at the start of Sunday's telecast that will climax with the announcement of the winner.

Check local listings for broadcast time.

TOP 10 HARDEST JOBS TO FILL -

by John Rossheim
Monster Senior Contributing Writer COMCAST.NET JOBS

The economy is sputtering, and companies say they will make nothing but perfect-10 hires. Meanwhile, Baby Boomers are retiring by the millions -- and everyone wants to be a millionaire, not a wage earner. Where does all this leave employers and workers in their never-ending struggle to tip the balance in the American labor market?

From the perspective of an annual survey commissioned by staffing firm Manpower, these dynamics yield a number of occupations for which openings are hard to fill. Among white-collar jobs, the following positions make Manpower’s 10 Hardest Jobs to Fill list: engineers, technicians, sales reps, accountants and IT staff. And on the blue-collar side, the list includes machinists and machine operators, skilled tradespeople, mechanics, laborers and production operators.

But labor-market power is shifting toward employers as the economy continues to soften. While in Manpower’s 2007 survey of 2,000 US firms 41 percent of employers reported difficulties filling positions, the 2008 tally found only about half that percentage of companies -- 22 percent -- reported recruitment was a struggle. This should come as no surprise, given that American employers shed about a quarter of a million jobs in the first four months of 2008, according to the Bureau of Labor Statistics (BLS).

And many experts, especially labor advocates, take issue with the Manpower study’s conclusion that all these occupations are in shortage. “Our starting point at EPI is where most economists would start: If you don’t have low unemployment and rising wages, you don’t have a shortage,” says Ross Eisenbrey, vice president of the Economic Policy Institute (EPI).

So if you work in one of these occupations -- or want to -- what’s the real story? Let’s take a look at the survey results and get some perspective on what the shortages really mean.

White-Collar Occupations Blow in the Winds of Economic Change

Even as thousands of IT jobs continue to be offshored each year, demand for software developers, systems engineers and network administrators is strong, according to the Manpower survey.

“One of the challenges that IT departments face is finding people who are well-rounded, can communicate with the lines of business and can manage,” says Melanie Holmes, a vice president at Manpower North America.

With fuel prices spiking and oil and natural gas exploration heating up, demand for petroleum engineers is rising. Offshoring notwithstanding, “engineering is going to be around for awhile,” says Holmes. “Oil companies have employees averaging in their late 40s.”

Eisenbrey says EPI data shows labor shortages in a number of white-collar niches, from healthcare workers to librarians, farm managers, engineering managers and environmental scientists.

Some Blue-Collar Jobs Go Unfilled Even as Their Numbers Drop

Even after decades of manufacturing decline, employment of machinists is expected to drop by 3 percent between 2006 and 2016, according to the BLS.

“We’re at the very beginning of that decline; we haven’t necessarily gotten there yet,” says Holmes. “Even if machinists are declining, applicants are in short supply. Kids are not getting excited about going to tech and vocational schools.”

Labor advocates paint a different picture. “Employers are still not willing to pay what’s required,” says Eisenbrey. “It’s a shortage only at the rate that employers want to pay.”

The skilled trades, especially in construction, rank high among blue-collar jobs that are hard to fill, according to the Manpower survey. Carpenters, welders, plumbers, electricians and masons are in demand, the survey says.

But Eisenbrey questions the validity of these conclusions. “It doesn’t make sense that jobs for construction workers and laborers are hard to fill,” he says. “Wages are declining in most of these occupations; 365,000 of those workers have been laid off in the last 12 months.” In April 2008, as the housing crisis played out, construction employment declined by 61,000 jobs, according to preliminary data from the BLS.

Even in our digital age, stuff still needs to get from here to there, whether the trip is across the warehouse floor or around the world. That’s why jobs for laborers such as freight, stock and materials handlers are projected to increase by almost a quarter of a million positions from 2004 to 2014, according to the BLS. Many of these jobs require few skills but pay $12 to $15 an hour, about double the federal minimum wage, which is set to rise to $6.55 from $5.85 on July 24, 2008.

Fast Cash - Rapid Cash Marketing - It's Live

Rapid Cash Marketing offers Newbies a great plan and Great Coaching!

Click here now http://a.gd/RapidCashMarketing 

I just have to share with you that some of the students have actually
already started hauling in Rapid Cash within just hours after
signing up.  This is totally unheard of!

Imagine that...Getting promised results from a program you
purchase.

Myself, Paul Counts, and Dixie Brown have teamed up and
have become one amazing Result getting coaching team!

We understand that in this economy you are looking to get
results and looking to get them fast, and that is exactly what is
happening.

You do not have time to waste because as soon as the program is full
We are going to be shutting this down and begin really digging
in to get you the results we are promising.

We have no idea how long it will be before we can open it back
up for a new group of students.

Just opened today so I am sure we still have a few spots left but
I can't guarantee that because I have been so busy I don't know
where we are at right at this moment as far as numbers.

I do know that if you procrastinate on this one your opportunity
will be missed. I have done my part by sharing this with you.. now your part is to
get to us so we can get you the help you have been looking for!

http://a.gd/RapidCashMarketing 

RAPID CASH MARKETING - NEED CASH NOW?

Tuesday Launch

If you knew that at the end of this week, you had an extra $300 waiting for you, would that make your life any easier? Did you know that at will you can easily produce an extra $300 and more from your computer each week? I am sure that would give you the comfort you need to pay your bills, enjoy the simple things in life, travel, and even get your online business started off with some money to invest.

I will tell you the biggest thing that holds people back from really seriously making money online is a worry about money. People worry that they don’t have enough money to get started on serious projects, and so they never move forward, or they are so worried about bills piling up that they are too stressed to run a business.

Luckily, there is a solution to those money problems, and that solution is Rapid Cash Marketing put together by Jeff Wellman, Dixie Brown, and Paul Counts. This marketing trio has figured it out, and is ready to help you make the money you need fast!

Tuesday Launch Link

If you are like most people you need the money today and not 30 days from now, but right now. That is what this system actually teaches. It takes you through several special and proven systems that are designed to help you realize a fast payday. One of the students of this program has even started turning these techniques into an entire business!

TO your Rapid Cash Success

Terry Loving

PS: It is time that you quit stressing about money and take action today to make a change. Remember, what would an extra $300 mean to you? Tuesday Launch

RAPID CASH MARKETING - YOUR SUCCESS STORY!

No strings attached video series GIVE AWAY!

Before you get scared away by another free video offer, take note that there is absolutely no strings
attached whatsoever. The link in this e-mail takes you directly into a 7-part step-by-step video series
that uncovers a simple method for profiting online that takes minutes to do, and everyday new
opportunities arise for you to pounce on for fast profits.

There is no squeeze page, no sales buttons, no special offers…nothing, but direct download links
and a little text. This is truly a great gift just for you from the guys of Rapid Cash Marketing, who
are ready to roll out something huge for you on Tuesday, March 3rd at noon eastern. Here is your
free download link.

http://www.rapidcashmarketing.com/freeoffer/

Take some time to watch this video series and take some action to implement the steps laid out.
This method will not work without any action. You will really learn something from these videos,
and are going to have your eyes open to how fast money can be made online.

Watch this blog MARCH 3 for more special announcements.

Make sure you check back at noon eastern on Tuesday, March 3rd because you won’t want to miss out on something big!

Line your wallet with some unexpected cash

For the full article follow this link

By TIM ROBINSON / KING 5 News

Video: Check Web site to see if you have cash coming

Larger screen E-mail this clip

SEATTLE - Patti Wilson is a state employee with a secret she wants to let everyone in on. It's about money, lots of it, and some of it could be yours.

All you have to do is check this state Web site ClaimYourCash.org/

"It's a Web site where we post our unclaimed property database, a searchable database that allows the public to go in and search and see if they have unclaimed property that we might be holding for them or even a relative,” said Wilson.

The good people at the state want us all to know that anyone could have money in there.

For the full article follow this link

Sucess is more than just Making Money

Turbo Tax Corporation or Business Quickbooks

"File a Free Corporation or LLC + Free Downloads of Turbo Tax Business and Quickbooks Simple Start until 2/28/2009 Must use coupon MYFREE to obtain discount. Document shipping, state fees, publication fees, and additional product fees are additional. Discount valid for orders placed for a new corporation or limited liability company only. Prices subject to change without notice. Limit one discount or coupon per order. Coupon is not valid on any other product or service. You must enter/mention the coupon code at the time your order is placed. Coupon or discount is not valid on previous orders. Refunds/credits/adjustments will not be issued on prior orders.

This free trial of TurboTax Business is for tax year 2008. Existing corporations, partnerships, and multi-member LLCs may use this to file federal taxes for tax year 2008. Additional filing fees are required. For corporations, partnerships and multi-member LLCs formed in 2009, this 2008 product is for informational purposes only. See turbotax.com for product details and tax filing requirements." http://mycorporation.intuit.com/promotional_offers/

Making Fast Cash Blogging

Are the promises really true? I sure wanted to find out.

Sigh - I don't know about you but the cash flow has tightened up. I was looking for a good way to bring in some fast cash and a steady flow of money from my on line business to supplement my income. I am not planning on getting rich- this program does not make that promise - it will help build multiple streams of easy indome to pay debts and make payments on the bills. I am dreaming of paying for that warm vacation as well!

Let me let you in on a little secret that was gifted to me. Its about blogging for fast cash income! By following this link you will get access to download 7 videos. The excellent videos walk you step by step through a very easy process to set up a cash flow system. It won't cost you a penny to get this system for your personal use. If you want to purchase the PLR rights and pass the idea on, there is a one time cost.

Here is the link: http://tinyurl.com/ages8o.

Let me know what you think and post your successes on the blog! I look forward to hearing what you've been blogging about!

Thanks for viewing! To better cash flow in 2009

Terry

Edward Jones Ranked No. 2 by FORTUNE Magazine Best Companies to Work For List

Named No. 1 for Companies Its Size

ST. LOUIS, Jan. 22 /PRNewswire/ -- The financial-services firm Edward Jones ranked No. 2 on FORTUNE magazine's "100 Best Companies to Work For 2009" list in its 10th year on the prestigious list. Edward Jones also ranked No. 1 for large-sized companies. The full list and related stories appear in the February 2 issue of FORTUNE, available on newsstands Jan. 26 and at www.fortune.com on Jan. 22.

Edward Jones' 10 FORTUNE rankings include top 10 finishes for seven years and consecutive No. 1 rankings in 2002 and 2003.

"We are delighted by this honor and feel especially proud because it is based largely upon associate feedback during these particularly challenging times," said Jim Weddle, managing partner of Edward Jones. "It indicates we are succeeding in our goal to make Edward Jones a career destination."

In naming Edward Jones to the list, FORTUNE editors say that despite the stock market collapse, the firm assured associates it had little to no exposure to high-risk mortgages or financial derivatives and no plans for layoffs. Edward Jones hired nearly 1,000 new financial advisors in 2008.

"It is gratifying to know that Edward Jones is a positive place to work and that it offers opportunity for our associates to grow, develop their talents and contribute," Weddle said. "As we all work together to help serve our clients - serious, long-term individual investors - we thank our associates for their contributions. They help make Edward Jones the unique firm that it is."

To pick the "100 Best Companies to Work For," FORTUNE works with Robert Levering and Milton Moskowitz of the Great Place to Work(R) Institute -- a global research and consulting firm with offices in 30 countries -- to conduct the most extensive employee survey in corporate America.

Read More
Go to Edward Jones

Forcht bank cards ensnared in Heartland security breach

Wednesday, January 21, 2009, 3:31pm EST
Forcht bank cards ensnared in Heartland security breach
Business First of Louisville

A potentially huge security breach at Heartland Payment Systems in New Jersey includes debit cards issued by a Kentucky bank – and could impact others.

One of those potential victims is Forcht Bank, a Lexington and Corbin, Ky.-based bank that has four Louisville branches. The bank said Tuesday, in a notice on its Web site, that it had been informed of the breach by its debit card processor. The breach would allow the hackers to create duplicate debit cards, Forcht said in the notice.

Heartland (NYSE: HPY) said in a Tuesday news release that its processing system was hacked sometime in 2008. It said it learned of the breach when it was alerted by Visa and MasterCard of “suspicious activity surrounding processed card transactions.” The company processes payments for more than 250,000 business locations nationwide.

Heartland also operates a large processing center in Jeffersonville.

Forensic auditors hired by Heartland discovered malware in the company’s system, according to the release. It said no Social Security numbers, PIN numbers, addresses or phone numbers were compromised.

But credit and debit cards issued by banks could potentially be stolen, the company suggested. Heartland has set up a Web site, www.2008breach.com , to provide information about the incident.

read more

INTERNET USED BY OBAMA TO REBUILD AMERICA

Obama Commemorates MLK Day with Service

By William Branigin and Philip Rucker
Washington Post Staff Writers
Monday, January 19, 2009; 1:54 PM

Marking Martin Luther King Jr. Day on the eve of his inauguration, President-elect Barack Obama today urged Americans to act on the slain civil rights leader's vision as he led the nation in a "call to service" aimed at helping people in need.

Obama, who takes the oath of office at noon tomorrow as the nation's 44th president, began his day with a previously unannounced visit to Walter Reed Army Medical Center to meet with wounded troops. During the visit, which lasted a little more than an hour, Obama met with 14 service members recovering from wounds they sustained in Iraq or Afghanistan, aides said.

Accompanied by Martin Luther King III, he then headed to a District shelter for homeless teenagers to lend a hand in a project to renovate the facility's rooms.

In a statement marking the national holiday that commemorates King's birthday, Obama said the civil rights leader lived life "in loving service to others."

"As we honor that legacy, it's not a day just to pause and reflect -- it's a day to act," the president-elect said. Noting that Americans are participating in more than 11,000 service projects across the nation, he appealed to people "to turn today's efforts into an ongoing commitment to enriching the lives of others in their communities, their cities and their country."

Obama said: "Tomorrow, we will come together as one people on the same mall where Dr. King's dream echoes still. As we do, we recognize that here in America, our destinies are inextricably linked. We resolve that as we walk, we must walk together. And as we go forward in the work of renewing the promise of this nation, let's remember King's lesson -- that our separate dreams are really one."

At the Sasha Bruce Youthwork shelter for homeless teens in Northeast Washington, Obama, wearing a white open-necked shirt, rolled up his sleeves to help paint one of the boys' dormitory rooms under renovation.

"I think this facility here is an example," he said as he used a long-handled roller to apply blue paint to a wall. "These young people have a huge potential that right now is not being tapped. Given the crisis we're in and the hardships so many people are going through, we can't allow any idle hands. Everybody's going to have to be involved. Everybody's going to have to pitch in."

Obama told reporters that the Internet was "an amazing tool" in helping to organize the thousands of service projects underway across the nation today.

"We don't want to just use it to win elections," he said. "We want to use it to rebuild America."

Read More

'Lost In Space' actor Bob May dies

Monday, January 19 2009, 19:51 GMT

Visit News Site

By Sarah Rollo

Bob May has died from congestive heart failure in LA at the age of 69.

The veteran actor and stuntman was best known for playing The Robot in the 1960s TV show Lost In Space.

May also appeared in films with Jerry Lewis and TV shows such as The Time Tunnel, McHale's Navy and The Red Skelton Show during his acting and stunt career.

Lost In Space matriarch June Lockhart said: "He always said he got the job because he fit in the robot suit. It was one of those wonderful Hollywood stories. He just happened to be on the studio lot when someone saw him and sent him to see Irwin Allen about the part.

"Allen said, 'If you can fit in the suit, you've got the job'."

The grandson of vaudeville comedian Chic Johnson, May was introduced to show business aged just two when he appeared in the Hellzapoppin comedy revue.

Last year, he and his wife escaped without injury when their Californian home was destroyed by fire.

Tub of Peanut Butter Checked for Link to Salmonella Outbreak

"Federal officials are waiting to see if tests on a 5-pound tub of peanut butter in Minnesota will link it to a nationwide outbreak of salmonella typhimurium that has sickened at least 400 in 42 states.

Food and Drug Administration spokeswoman Stephanie Kwisnek cautioned that the tests that could link peanut butter and the three-month-long outbreak have not yet been completed. Officials expect results early this week. "There is insufficient information at this time to conclusively link this product to the national outbreak," she says." Read More

Circuit City Liquidation Prices

January 17, 2009
Q & A: Circuit City’s Liquidation
By STEPHANIE ROSENBLOOM

Answers to some common consumer questions about Circuit City’s liquidation:

Q. Will Circuit City stores continue to accept gift cards?

A. Yes. Consumers with Circuit City gift cards can redeem them in stores during the liquidation sales. The sales begin as early as Saturday and will probably wrap up by the end of March.

Q. Are Circuit City’s extended warranties affected by the liquidation?

A. No. The company’s extended warranties are backed by third-party independent companies. Circuit City Advantage Protection Plans are backed by Assurant Solutions, part of Assurant Inc.

Q. What about returns and refunds?

A. Products purchased before Friday can be returned for an exchange or a refund for 14 days. When liquidation sales begin on or around Jan. 17, all sales are final.

Q. Can I still shop on Circuitcity.com?

A. Only through Jan. 18. After that, Circuit City’s Web site and its call center will shut down. Also, consumers cannot buy products online and then pick them up in the closing stores.

Q. Will Circuit City’s price-matching policy and its other price guarantees apply during the liquidation sales?

A. No, because a liquidation company will be in charge of the sales. Circuit City’s Unbeatable Price Guarantee and One Price Promise will not be honored.

Consumers with additional questions may call Circuit City at 800-843-2489.